Crime has steadily increased in the recent years in Ghana, especially in large cities such as Accra, Kumasi, Takoradi and their surroundings.
Violent crime, such as armed robbery, home invasions and kidnapping, occurs. Thieves often target affluent areas where foreigners live. They sometimes carry firearms. In some cases, they have seriously assaulted their victims for failing to comply. Armed robberies of vehicles at night also occur and armed attacks have been reported along the Accra–Tema and Accra–Kumasi–Tamale highways.
Ensure that windows and doors in your residence are secured. If you are the victim of an armed robbery, don’t resist. Limit intercity travel to daytime hours
Petty crime, such as pickpocketing and purse snatching, is common at crowded markets, beaches, parks and other tourist areas. Attacks by individuals on motorbikes are also frequent. Theft of luggage and Belongings May Occur in Some Hotels. Ensure that personal belongings, including your passport and other travel documents, are secure at all times. Be aware of your surroundings and avoid walking alone. Avoid going to isolated beaches. Avoid showing signs of affluence, such as flashy jewelry and watches.
There is a threat of terrorism (terrorism is not common in Ghana though). Terrorist attacks could occur at any time. Targets could include:
Government buildings, including schools; places of worship, airports and other transportation hubs and networks; public areas such as tourist attractions, restaurants, bars, coffee shops, shopping centres, markets, hotels and other sites frequented by foreigners. Always be aware of your surroundings when in public places.
Credit card and ATM fraud is widespread. Be cautious when using debit or credit cards or when making payments at a payment terminal. Connectivity issues may prevent the transaction from going through and you may be charged twice.
Pay with cash whenever possible. Pay careful attention when your cards are being handled by others. Use ATMs located in well-lit public areas or inside a bank or business. Avoid using card readers with an irregular or unusual feature. Cover the keypad with one hand when entering your PIN. Check for any unauthorized transactions on your account statements.